TRANSACTIONS

Incenter’s unique combination of multi-dimensional distribution network, subject matter expertise across the full range of asset classes and best-in-class scenario modeling and valuations delivers true liquidity optimization, greater efficiency and better overall outcomes for our clients.

in Assets Sold

Asset Classes

Assets Acquired

TRANSACTIONS

Whole Loan Transactions

Incenter’s team has vast experience with whole loan transactions. From more standard mortgage-backed assets to esoteric investments like student loans or credit card portfolios. Whether you are trying to access liquidity for balance sheet assets, augment your existing balance sheet with wider margin investments, or grow your portfolio, Incenter can help. We can leverage our extensive network of Banks, Credit Unions and financial investors to find the best execution for your transaction or identify the right investment. 

in Whole Loans Traded

Transactions

Active Institutional Buyers/Sellers

Transaction Types

  • Residential Mortgages
  • Jumbo Mortgages
  • HELOCS
  • 2nd Liens
  • Fix & Flip
  • Reverse Mortgages
  • Commercial Real Estate
  • Business Purpose
  • Student Loans
  • Unsecured/Personal Loans
  • Clean Energy & Solar
  • Credit Cards & Receivables
  • Scratch & Dent, Reperforming, Non-Performing, REO

Bulk & Flow MSR Transactions

Incenter Capital Advisors facilitates transactions for both buyers and sellers of mortgage servicing rights (“MSRs”) and whole loans, streamlining the process while optimizing results for all parties involved. Our pioneering eMSR Exchange created a true, open MSR marketplace enabling a greater level of participation for buyers and sellers alike.

MSR UPB Traded

Years of Experience

Transactions on eMSR Exchange

Transaction Types

  • Bulk MSR Transactions
  • Flow MSR Transactions & Partnerships
  • Co-Issue Transactions
  • Synthetic Servicing Transactions & Partnerships
  • Excess Trades & Partnerships
  • Servicing Released & Retained
  • Capital Formation & MSR Investment Optimization

Asset Types

  • Conventional, Government, Private
  • 1st & 2nd Liens
  • Forward & Reverse Mortgages
  • Performing, Non-Performing, Scratch & Dent, REO

GNMA Early Buyouts (EBOs)

For both single or flow transactions, ICA has expertise in Ginnie Mae early buyouts (EBOs) of FHA, VA, USDA, and Section 184 loans in delinquency. From eligibility verification through valuation, financing and trading, this asset class requires a highly specialized knowledge set and a unique network of experienced partners. With over 25 years of experience, ICA can provide detailed strategy and analysis to navigate underperformance and optimize financial results. ICA is well trained on the liquidity options, including re-pooling of partial claims and reperforming modifications. Our solutions are tailored for each client based on the economics and client-specified needs and objectives.

EBOs Acquired

Redelivery Transactions

Counterparties Engaged in Flow Buyout Programs

Transaction Types

  • Forward & Reverse Buyouts
  • One-time Buyout Transactions
  • Flow Buyout Transactions
  • Roll Rate Migrations
  • Pool-Level Advance Obligation Analysis
  • Forensic Portfolio Evaluation
  • Portfolio Optimization (Hold In Pools, Buyout & Finance, Buyout & Sell, etc.)
  • DQP Ratio Remediation

Hedging Trades & Transactions

Clients of all sizes ($500M-$260B) rely on Incenter for hedging. Incenter can create hedge strategies, develop hedge policies and frameworks, perform hedge performance validation and/or execute hedge trades on your behalf. Our dedicated team and sophisticated analytics can help you meet your balance sheet and risk management objectives.

Servicing Portfolio

Origination Pipeline

Risk Advisory

  • Hedge Advisory – Shocks & Sensitivities
  • Manage KPIs/Risk Exposures
  • Trade Recommendations

Trading

  • Registered Investment Advisor (RIA)
  • Trade Execution Services
  • Trade Confirmations & Reconciliations

Valuation

  • OAS Valuations (Forward MSR)

Mergers & Acquisitions

ICA has an experienced team of experts who have managed M&A transactions from start to finish across an array of industries, institution types and transaction sizes. It is vital to the success of such transactions to have resources that are well-versed in all aspects of a deal’s lifecycle to mitigate risks, surprises and delays. Our team has a successful track record with both buy-side and sell-side transactions. These include mergers, acquisitions, management buyouts, divestitures, capital raises and asset sales.

M&A Transactions

Transaction Types

  • Vertical Acquisitions or Mergers
  • Horizontal Acquisitions or Mergers
  • Market Extensions
  • Product Extensions
  • Management Buyouts
  • Divestitures
  • Capital Raises
  • Corporate Mergers

Target Types

  • Mortgage Origination Platforms/Companies
  • Mortgage Servicing Platforms (Holistic or Default)
  • Unsecured or Student Lending Platforms/Companies
  • FinTech Companies & Digital Consumer Services Platforms
  • Commercial Origination Companies
  • Deposit Franchises or Community Banks
  • Title Companies
  • Warehouse Lending Companies
  • Distressed Resolution Platforms

Services

  • Strategy & Target Identification
  • Project Management
  • Resource Coordination
  • Finance Modeling & Valuations
  • Purchase Accounting
  • Contracts & Deal Negotiations
  • System Integrations
  • Due Diligence
  • HR & Legal
  • Regulatory & Compliance